Please read these terms and conditions carefully before using the Budget Mate mobile application operated by [Your Company Name].

1. Introduction

By accessing or using the Budget Mate app, you agree to be bound by these terms. If you disagree with any part of the terms, you do not have permission to access the app.

2. Intellectual Property

The app and its original content, features, and functionality are and will remain the exclusive property of [Your Company Name] and its licensors.

3. Your Account

If you use our app, you are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our app or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. In-app Purchases

Budget Mate may offer in-app purchases and subscriptions. If you purchase an in-app purchase or subscription, you are responsible for all applicable fees and taxes. All purchases are final and non-refundable, except as required by law.

5. Prohibited Uses

You may use the app only for lawful purposes and in accordance with these terms. You agree not to use the app:

• In any way that violates any applicable national or international law or regulation.
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.
• To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.
• To impersonate or attempt to impersonate [Your Company Name], a [Your Company Name] employee, another user, or any other person or entity.

6. Termination

We may terminate or suspend your account and bar access to the app immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the terms.

7. Limitation of Liability

In no event shall [Your Company Name], nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the app; (ii) any conduct or content of any third party on the app; (iii) any content obtained from the app; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

8. Disclaimer

Your use of the app is at your sole risk. The app is provided on an “AS IS” and “AS AVAILABLE” basis. The app is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

[Your Company Name] its subsidiaries, affiliates, and its licensors do not warrant that a) the app will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the app is free of viruses or other harmful components; or d) the results of using the app will meet your requirements.

9. Governing Law

These terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

10. Changes

We reserve the right, at our sole discretion, to modify or replace these terms at any time. What constitutes a material change will be determined at our sole discretion.

11. Contact Us

If you have any questions about these terms, please contact us.